Creditworthiness Assessment SurveyGet your credit rating here! Residence Type What is your current living situation? Homeowner Own real estate, do not own a home Rent your residence Live with family/friends (no rent paid) Time at Current Residence How long have you lived at your current address? Over 7 years 5–7 years 2–5 years 1–2 years Less than 1 year Banking History How long have you been banking with your main bank? Over 5 years 3–5 years 1–3 years Less than 1 year Utility Payments What best describes your utility bill payment habits? Always on time Occasionally late Not Applicable Employment Type What best describes your work? Salaried employee Self-employed Freelancer/gig worker Retired Student Employment Sector Which of the following best describes the sector you work in? Government/Civil Service Private Sector (salary deduction) Private Sector (no deduction) Tourism/Hospitality Annual Income What is your total yearly income? Over 70,000 BSD 50,001–70,000 BSD 40,001–50,000 BSD 30,001–40,000 BSD 20,001–30,000 BSD Below 20,000 BSD Additional Income Do you have other income sources? Yes No Payment History How often are your loan or bill payments late? Never late Rarely late Occasionally late Frequently late Debt-to-Income Ratio What portion of your monthly income goes toward debt? Less than 15% 15–20% 20–30% 30–40% Over 40% Net Worth Total value of your assets minus debts? 250,000+ BSD 150,000–249,999 BSD 100,000–149,999 BSD Below 100,000 BSD Assets Do you have any assets (cash, real estate, shares, stocks or bonds) to offer as collateral? Yes No Savings Buffer Can your savings cover at least 3 months of expenses? Yes No Household Dependents How many dependents rely on your income? None 1–2 people 3+ people Income Earners in Household How many individuals in your home contribute to the total household income? 2 or more Only you Section 6A: Self-Employed Applicants How long have you been running your business? Over 5 years 2–5 years Less than 2 years How stable is your business income throughout the year? Stable Seasonal Unpredictable What documentation can you provide to verify income? Audited statements Tax returns Bank statements Client contracts Section 6B: Multiple Income Streams How many income sources do you currently have? 2+ sources 1 source How well-documented are your income streams? Full documentation Partial documentation Student Support If student, primary financial support: Family Scholarship/grant Part-time job Other Retirement Income If retired, primary income source: Pension Investments Other Submit Book Your Appointment Today!Take the first step toward better financial health. Schedule a free consultation with our experts.Contact Us:Phone: +1242-818-0004 or +1242-825-1000Email: info@creditworthy.comBook An Appointment Start Your JourneyTake the First Step Towards Financial FreedomReach out to us for personalized solutions that put you back in control of your financial life.Book An Appointment Now
